Disclosure

The user of this website must be aware that:

  • No advice is being rendered through the website and therefore no Record of Advice will be provided.
  • No Financial Needs Analysis is performed when using the website;
  • Should people require advice, they should contact the Financial Service Provider on the ‘contact us’ button and log a request to them;
  • The website is a pure disclosure of information and products are available “off-the-shelf”;
  • Individuals should carefully consider on their own whether a product is suitable to meet their needs and objectives;

If the web visitor wants to purchase a product they are advised to obtain the following information:

  • It is important to obtain a disclosure of all information regarding the Financial Service Provider (as stipulated in Sec 5 of the General Code of Conduct as contained in the FAIS Act);
  • It is also important to have a disclosure of all information regarding the Product Supplier(s) (as per Sec 4 of the same code and act);
  • It is then also important to have a disclosure of each financial product (as per Sec 7 of the mentioned code and act);